英语笔译高级综合能力试题_第10页

Section 3: Cloze Test (20 points)

In the following passage, there are 20 blanks representing words that are missing from the context. You are to put back in each of the blanks the missing word. Write your answers on the ANSWER SHEET. The time for this section is 20 minutes.

Insurance is the sharing of ________ (1). Nearly everyone is exposed ________ (2) risk of some sort. The house owner, for example, knows that his ________ (3) can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by ________ (4) and ________ (5) his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these persons each put a ________ (6) sum of money into a pool, there will be enough to ________ (7) the needs of the few who do suffer ________ (8). In other words the losses of the few are met from the contributions of the ________ (9). This is the basis of ________ (10). Those who pay the contributions are known as ________ (11) and those who administer the pool of the contributions as insurer.

The ________ (12) for an insurance naturally depends on how the risk is to happen as suggested ________ (13) past experience. If the companies fix their premiums too ________ (14), there will be more competition in their branch of insurance and they may lose ________ (15). On the other hand, if they make the premiums too low, they will not have ________ (16) and may even have to drop out ________ (17) business. So the ordinary forces of supply and ________ (18) keep premiums at a proper ________ (19) to both insurers and those who ________ (20) insurance.