2018年大学英语四级翻译试题库及答案：以房养老

2018年大学英语四级翻译试题库及答案：以房养老

　　请将下面这段话翻译成英文：

　　以房养老

　　“以房养老”也被称为“住房反向抵押贷款”或者“倒按揭”，是指老人将自己的产权房抵押或者出租出去，以定期取得一定数额养老金或者接受老年公寓服务的一种养老方式。借助于住房反向抵押贷款这种工具，可以将老人的住房资产提前变现消费，实现自我养老，以缓解国家社会保障的压力。

　　参考译文

　　House-for-pension Program

　　The “House-for-pension” program is also be called the "reverse mortgage loan" or "reverse home mortgage". This program allows seniors who have mortgaged or rented their home to receive their pension or to accept senior apartment service. By entering the House-for-pension program, properties of the elderly can be converted into assets, allowing them to support themselves in their old age, and relieving pressure on the social security of China.

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