2017下半年商务英语BEC中级模拟试题（第七套）_第2页

　　回答8-12题：

　　The Crisis of Credit

　　Here’s the scary thing about the identity—theft ring mat the feds cracked last week：there was nothing any of its estimated 40，000 victims could have done to prevent it from happening.(0) G A lowly help—desk worker at Teledata Communications.a software firm mat helps banks access credit reports online， allegedly stole passwords for those reports and sold them to a group of20 thieves at$60 a pop.(8)_______Cost to the victims：$3 million and rising.

　　Even scarier is that this，the largest identity—theft bust to date，is just a drop in the bit bucket.More than 700，000 Americans have their credit hijacked every year.It’s one of crime’s biggest growth markets.A nalne，address and Social Security number—which can often be found on the Web are all anybody needs to apply for a bogus line of credit.Credit companies make$1.3 trillion annually and lose less than 2%of that revenue to fraud.(9)_______As it stands now，it’s up to you to protect your identity.

　　The good news is that there are plenty of steps you can take.Most credit thieves are opportunists，not well—organized gangs.(10)_______0thers steal wal—lets and return them，taking only a Social Security number.Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.

　　But the most effective way to keep your identity clean is to check your credit reports once or twice a year.There are three major credit—report outfits：Equifax(equifax.com)，Trans—Union(www.transunion.com)and Experian(experian.com).(11)_______Of the three，I found Trans Union’s website to be the cheapest and most comprehensive—laying out state—byrstate prices，rights and tips for consumers in easy—to-read fashion.

　　If you’re lucky enough to live in Colorad0，Geor—gia，Maryland，Massachusetts，New Jersey or Ver—mont，you are entitled to one free report a year by law.(12)_______Avoid services that offer to monitor your reports year—round for about$70：that’s $10 more than the going rate among thieves.If you“nk you’re a victim of identity theft.you can ask for fraud alerts to be put on file at each of the three credit-report companies.You can also download a theft—report form at：www.consumer,govidtheft，which，along with a local police report，should help when irate creditors come knocking.

　　Just don’t expect justice.That audacious help—desk worker was one of the fewer than 2% of identity thieves who are ever caught.

　　A A lot of them go Dumpster diving for those millions of“pre—approved”credit-card mailings that go out every day，

　　B It used to get quite interesting around the dinner table.

　　C That allowed the gang to cherry—pick consumers with good credit and applies for all kinds of accounts in their names.

　　D So there’S little financial incentive for them to make the application process more secure.

　　E All allow you to order reports online，which is a lot better than wading through voice-mail hell on their 800 lines.

　　F Otherwise it's going to cost$8 to$14 each time.

　　G This was an inside job，according to court documents.

　　第(8)________。参考答案:C 系统解析:本段开头介绍了最大的一起信用卡盗窃案， 空白处前一句讲的是一个软件公司网上****信 用卡密码等，卖给一些犯罪团伙，空白处显然 要填写犯罪团伙如何作案。选项C符合题意。

　　9

　　第(9)________参考答案:D 系统解析:空白处下文阐述了这一犯罪的严重性，前一 句讲的是信贷公司每年赚1.3万亿，其中2%的 收入被骗子诈取。后一句讲的是就目前，你自 己该采取防范措施了，显然空白处要选择银行 方面防护薄弱的句子。选项D：“S0，there’S little financial incentive for them to make the application process more secure.”意为：“因此， 几乎没有任何金钱的刺激来促使他们把申请过 程做得更安全一些。”符合题意。

　　10

　　第(10)________参考答案:A 系统解析:空白处后一句以“0thers”开头，对应选 项A中的“a lot of”。故选A。

　　11

　　第(11)________参考答案:E 系统解析:空白处前文讲的是三个网站，选项E中的 “online”对应前文，故选E。

　　12

　　第(12)________参考答案:F 系统解析:空白处前一句讲的是假设你住在免费服务 的城市，则后文就需要选择有转折意思的选 项;选项F：“0therwise it’s going to cost$8 to $14 each time.”符合题意。

　　For each question(13-18),mark one letter(A,B,CorD)on your Answer Sheet.