“理财”，这是时下最流行词汇之一。这也难怪，看着别人大把大把的收入或者置办房子地产，谁不想发财呢?特别是对于普通老百姓来讲，每个月只有那么点“死”工资，不求别的，只希望找个好的渠道，让手里的钱有个发展。也许你现在的收入很高，用不着过分为钱发愁，可是你算过没有，将来退休后，你能领多少退休金?这些退休金能为你提供怎样的生活?够不够你像现在一样地开销?因此，很有必要在退休前，积累一笔资金，生活算计、投资理财已经不是你愿不愿意、懂不懂的问题了。早早为将来做打算，为未来生活提前作好财务安排才是幸福人生的开始。
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译文：
“Managing money matters” is one of the most popular words nowadays. It is no doubt that everyone wants to become rich when seeing other people earning a handsome salary or buying houses. It is especially true to the ordinary people： they want nothing except making good use of the money they have in a good way because they can only get a rather small sum of set money. Perhaps you do not worry about the lack of money because you a making a good money. But how much retirement pay you can get? What life can that pay offer you? Are they enough for you to live a life as now? So it is of great necessity to accumulate a large sum of money before your retirement. To plan your life by reasonably making investments and by managing money matters ceases to be something you can avoid. The future happy life only begins when you have had a good plan to use your money in a good way.
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