雅思词汇辅导：银行交易

　　银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。
　　1）常用词汇
　　bank book/pass book存折              open an account开户
　　earn interest赚取利息                 savings account储蓄存款帐户
　　current account活期存款帐户           check/cheque  account支票帐户
　　deposit account定期存款帐户           annual interest rate年利率
　　monthly savings account按月计息帐户    daily interest account按天计息帐户
　　instant account速成户头                service charge服务费/手续费
　　signature card签名卡                  draw/withdraw提款
　　order check/cheque记名支票            rubber check/cheque空头支票
　　blank check/cheque空白支票            exchange rate汇率
　　denomination=face value面额           four in hundred四张一百元面额
　　give the money in fives/tens换成五元或十元面额
　　bill钞票                             change零钱
　　cash现金                            password/code密码
　　amount in figures小写金额              amount in words大写金额
　　credit card信用卡                 the balance of your bank account帐户余额
　　traveler’s check/chque旅行支票         coin硬币
　　penny便士                          nickel（美、加）的五分硬币
　　dime（美、加）的十分硬币           unit 货币单位
　　value/worth面值                     ounce盎司1/16磅
　　commercial/merchant bank商业银行     full refund全额偿还
　　extension延期                       overdraw/overdraft透支
　　rebate回扣                          payday发薪日
　　pay slip/envelop薪水单               a princely sum(an excessive amount)巨款
　　mortgage抵押                       by installment分期付款
　　apply for/grant_______a loan申请/批准贷款
　　debt债务                           collateral担保物
　　fill out/in填写                       chquebook/checkbook支票簿
　　loan贷款                           joint account联名帐户
　　expense account公款支付帐户         cashier收银员
　　teller银行职员                      statement对帐单
　　money order汇票                    accountant会计
　　a.t.m自动取款机
　　常用句型
　　i’d like to open a_____________account.
　　i’d like to check the present balance in ___________account.
　　i’d like to apply for a personal loan.
　　i’d like to change(兑换)___________for_____________.
　　what’s the current rate?
　　how would you like to receive your change（零钱）?
　　还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）